Security and monitoring systems, as well as disaster preparedness, can keep your premiums down. Homeowners often don't take the time to reassess their home insurance. But with many Americans looking for ways to save a buck these days, examining that p

Chief Executive Michael Hawker steps aside, following the auto and home insurer's dimming outlook and much crtiicism, having spurned a rich takeover bid from QBE Insurance Group.

DES MOINES (AP) -- A combination of costs and confusion keeps many Iowans from buying federal flood insurance. Only about 1 percent of Iowans owned flood insurance when last month's record flooding struck.

One of the nation's largest insurance companies is lobbying Congress for permission to sell policies that cover damage from both wind and flood water, a plan billed as a way for insurers and homeowner

Q: What kinds of insurance do I need for my home-based business? -- Angelica A. Operating a small business from home can free entrepreneurs from the costs of leasing space and commuting.