Low-cost air carrier Spirit Airlines starts service between Columbia and its Fort Lauderdale hub on May 22. Ben Baldanza is president of the Florida-based airline, which has been getting as much attention for sales featuring near-free fares as for its pro

WHENEVER I tell people that I am a full-time blogger, I get incredulous looks from strangers and even friends. Of course this is often followed by the million dollar question; how do you survive and can you actually make a living out of it?

My point is not actually that changing money to accommodate blind people is the right thing to do, but that we need to get more innovative and flexible about finding ways around stumbling blocks.

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The stark truth about managing our money these days is that we are mostly on our own. Few employers want us around for 40 years, so our income is likely to have ups and downs and disappear altogether for brief periods between jobs. Saving for retirement i